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Assemblymember Cheryl R. Brown to Host Business Summit and Expo on May 17

Assemblymember Cheryl R. Brown to Host Business Summit and Expo on May 17

SAN BERNARDINO – Assemblymember Cheryl R. Brown (D-San Bernardino), chair of the Assembly Select Committee on Small Business Financing and Development Opportunities, will host a free Business Summit and Expo featuring expert research economist Dr. John Husing in partnership with the Inland Empire Economic Partnership (IEEP) and the Inland Empire Small Business Financial Development Corporation (IESBFDC) on Friday, May 17 at the Inland Regional Center in San Bernardino from 8:00 a.m. to 1:00 p.m.

 

The event will feature various panel discussions and offer networking opportunities for Inland Empire business owners. Keynote speaker Dr. Husing, an expert analyst in Southern California’s growing economy, will give an address on regional economic trends for San Bernardino County.

 

“During the event, we plan to launch a series of forums on issues that are of interest and concern to our local business owners, said Assemblymember Brown. “Dr. Husing and other special guest speakers will share their experience and knowledge on a variety of business related topics and we’ll also talk about available funding for small business owners.”

 

Managing your business credit, financial services solutions and creative marketing will be some of the topics under discussion at the event. Participating banks include Wells Fargo, Citizen’s Business Bank, Community Bank, and Union Bank of California. Among other guest speakers include Greg Devereaux, CEO, San Bernardino County, Vincent McCoy, executive director, California Small Business Development Center, Carla Ulloa, loan specialist, Community Development Corporation, and more.

 

“The goal of this event is to inform business owners, especially small business owners, of the opportunities that are available to them to assist in their growth. There are funding opportunities that small business owners should be aware of; I strongly encourage Inland Empire business owners to attend this event,” concluded Asssemblymember Brown.

 

This year’s event is proudly sponsored by the Inland Empire Women’s Business Center, the California Small Business Development Center and Minority Lead Coalition. Vendor opportunities are available. Please RSVP by Friday, May 10, space is limited. Contact Lisa Blacksher by email lisa.blacksher@asm.ca.gov or telephone (909) 381-3238 for more information.

 

Assemblymember Cheryl R. Brown represents the 47th Assembly District, which includes Colton, Fontana, Grand Terrace, Rialto, the southwest parts of San Bernardino, and the unincorporated communities of Bloomington and Muscoy.

Website of Assemblymember Cheryl R. Brown: http://www.asmdc.org/members/a47/.

Assemblymember Cheryl R. Brown Wins Assembly Approval for Bill to Protect Financing for Manufactured Homeowners

Assemblymember Cheryl R. Brown Wins Assembly Approval for Bill to Protect Financing for Manufactured Homeowners

 

A bill that seeks to protect access to financing for manufactured homeowners, AB 379, passed out of the Assembly Floor with a bi-partisan vote of 75 to 0 and is headed to the Senate.
Manufactured homes (i.e. mobile homes), unlike traditional homes, must be built on a permanent chassis and have the ability to move to different locations. This creates an issue of whether manufactured homes are considered chattel (i.e. personal property such as a car) or real property (i.e. unmovable property such as a building). For most lenders, manufactured homes are considered chattel, which can limit financing options for homeowners.
Currently, companies that offer financing for manufactured homes maintain a security interest until the home is paid off. Without this protection, consumers would have few, if any financial options. AB 379 would allow a manufactured home to be “converted” into real property, ultimately protecting financing options for consumers purchasing a manufactured home.
AB 379 was inspired by a recent court case, Vieira Enterprises v. City of East Palo Alto. Vieira Enterprises filed a lawsuit against its property owner for failing to pay fees associated with the delivery and installation of two manufactured homes on real property. The Court of Appeals ruled in opposition of Vieira Enterprises, citing that the company had no security interest in the homes because the homes were considered real property. This ruling allowed the borrower to forgo paying the balance of the home. Further, the ruling discouraged lending efforts to consumers interested in purchasing manufactured homes.
By allowing manufactured homes to be converted into real property, AB 379 removes the legal ambiguity that resulted from the Vieira case and helps ensure that loans to consumers who purchase manufactured homes will continue to occur.
“The goal of this bill is to protect consumers and clear up any confusion that exists between whether a manufactured home is considered real property or personal property,” said Assemblymember Brown. “I believe consumers should have access to reliable financing and I’m proud that my colleagues supported me by passing this bill.”

 

Assemblymember Cheryl R. Brown represents the 47th Assembly District, which includes Colton, Fontana, Grand Terrace, Rialto, San Bernardino, and the unincorporated communities of Bloomington and Muscoy.

 

Website of Assemblymember Cheryl R. Brown: http://www.asmdc.org/members/a47/.